Insurance Redefined

About Global Insurance in GIFT City

Global Insurance at GIFT City offers NRIs wealth protection ULIP Structures that combines international protection with long-term wealth creation. Through IFSCA-regulated insurers, these plans provide life, health, and general insurance solutions to NRIs, Resident Indians (soon to be launched), and global investors.

The security of insurance, combined with the growth potential of market-linked investments, ensures your protection and portfolio work together. With the credibility of GIFT City and the transparency of a global framework, Global Insurance becomes a smart, efficient way to secure your future while accessing opportunities beyond borders.

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Types of Insurance Products Available

GIFT City hosts a variety of insurance providers offering products tailored to different needs.
Some of the common options include:

ULIPs (Unit Linked Insurance Plans)

Dollar-denominated plans that combine insurance protection with investment growth in a single policy.

Pure Protection Plans

Term insurance policies designed for straightforward coverage with minimal documentation.

Retirement & Savings Plans

Long-term plans aimed at securing your future, featuring easy premium payments and flexible repatriation options.

Global Insurance Products We Offer

hdfc

HDFC Life International IFSC

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hdfc

ICICI Global Wealth Multiplier

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Key Features of GIFT City Global Insurance

US Dollar-denominated insurance plans designed for NRIs and Foreign Investors.

A smart blend of portfolio diversification and essential life and health protection.

Offers global exposure to international equity, debt, hybrid, and thematic funds.

Provides flexibility through multiple premium payment options.

Supports partial withdrawals after the defined period.

Helps reduce currency concentration risk through USD-based investing.

Benefits of GIFT City Insurance

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Documents Required for Global MF Investments

Valid Passport or Government-issued ID
Latest Local Address Proof (utility bill or bank statement)
PAN or Equivalent Tax Identification Details
Passport-size Photograph
FATCA / CRS Declaration for NRIs
KYC Form as per IFSCA Guidelines
Notarised or Self-attested Copies (if required)
FAQ

Frequently Asked Questions

The main reason to buy a Global Insurance is primarily for claims coverage. It protects you from life, health, or financial risks that may arise across countries, ensuring seamless coverage no matter where you live, travel, or invest. Plus, the ULIP feature allows you to have a policy and invest passively in international markets.

Global Insurance policy can be ideal for NRIs, professionals working overseas, frequent travellers, international students, and anyone looking to diversify investments or secure protection beyond an insurance policy.

In GIFT City, you can find certain types of global insurance, which are USD-denominated in the form of Life Insurance, General Insurance, and Health Insurance.

Yes, Global Insurance offered in GIFT City is regulated by IFSCA (International Financial Services Centres Authority), which follows global-standard regulatory guidelines.

Yes, it does, but this rider depends on the insurer's product range and regulatory approvals. IFSC-registered insurers are allowed to insure overseas assets, liabilities, and operations in foreign currency, making them ideal for companies with cross-border exposure. So, if the policy contains business risk as peril, you can claim coverage against it. Some global insurance plans offered from GIFT City can cover business risks across multiple countries.

Yes. It may incur heavy cost upon cancellation of the policy.

Eligible NRIs may enjoy tax efficiencies (Pay no taxes) on global insurance products available in GIFT City. For Resident Indians, the tax will be calculated as per the individual slab rates.
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