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The Indian alternative investment space has grown exponentially — and with it, the risk of poorly structured products, misleading track records, and misaligned incentives. Before committing even ₹50 lakhs to a PMS or AIF, here are five warning signs every investor must evaluate carefully.

Inconsistent performance attribution. If a fund manager cannot clearly explain why their portfolio outperformed or underperformed in a given quarter, it signals a lack of investment discipline. Returns must be explainable — not coincidental.

AUM concentration risk. A manager running ₹500 crore across 20 stocks is very different from one managing ₹5,000 crore in the same strategy. Excessive AUM dilutes alpha. Ask how the fund’s performance has evolved as it scaled.

Fee structures that favour the manager, not you. Watch for high fixed management fees combined with low performance hurdle rates. Alignment happens when the manager earns significantly only when you do.

Style drift. A fund that described itself as a large-cap value strategy but now holds mid-cap growth bets has drifted. Check if portfolio composition matches the stated mandate — every quarter.

No independent custodian. Your assets must always sit with a SEBI-registered custodian, not within the fund house itself. This is non-negotiable for investor protection.

At EZY Invest, every fund on our shelf passes a rigorous three-stage due diligence process that screens for exactly these risk factors — so you invest with confidence, not guesswork.

Explore our curated investment shelf at EZY Invest.

For Non-Resident Indians managing wealth across geographies, India has long been a complicated investment destination — layered with FEMA regulations, double taxation concerns, and repatriation hurdles. GIFT City, India’s first International Financial Services Centre located in Gujarat, is changing all of that dramatically.

Funds domiciled in GIFT City operate under a globally competitive tax and regulatory framework. Investors benefit from zero capital gains tax on transfers of securities within the IFSC, no dividend distribution tax, and simplified KYC norms aligned with global standards. Dollar-denominated fund structures mean NRIs can invest and receive returns in USD, eliminating currency conversion friction.

What makes GIFT City particularly powerful is the combination of Indian market access with offshore-style efficiency. You can participate in India’s high-growth private equity and venture capital opportunities — typically reserved for institutional investors — while operating within a legal structure designed for international comfort.

For family offices and NRI entrepreneurs with investable assets above USD 250,000, GIFT City funds represent a compelling convergence of return potential, tax efficiency, and legal simplicity. The ecosystem is maturing rapidly, with marquee global fund managers now establishing IFSC entities.

EZY Invest partners with vetted GIFT City fund managers and guides NRI investors through the entire onboarding process — from fund selection to compliance documentation.

Book a consultation to explore your GIFT City investment options.

If you are a high-net-worth investor sitting on surplus capital beyond ₹50 lakhs, chances are you have already outgrown conventional mutual funds. The next frontier — Alternative Investment Funds (AIF) and Portfolio Management Services (PMS) — offers meaningfully better return potential, but choosing between the two requires clarity on your goals, liquidity needs, and risk appetite.

PMS is ideal for investors who want direct stock ownership and flexibility. Your portfolio sits in your own demat account, managed by a SEBI-registered manager who crafts a personalised equity strategy around your risk profile. There is no lock-in, and you can see every stock you own at any point. The regulatory minimum is ₹50 lakhs.

AIFs, on the other hand, open doors to truly differentiated asset classes — private credit, early-stage venture capital, structured debt, and long-short hedge strategies. These are pooled vehicles with a higher entry threshold of ₹1 crore and typically carry lock-in periods of three to five years. In exchange, they offer access to institutional deal flow unavailable in public markets.

The right answer depends on one key question: do you need liquidity, or are you comfortable locking capital for compounding returns? At EZY Invest, we help you navigate this decision with unbiased, data-driven guidance — not distributor incentives.

Speak with our advisors today to find the right fit for your portfolio.